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What can you use your loan for?

Absolutely anything. The choice is yours. The majority of our customers clear some or all of their existing credit in order to reduce their monthly outgoings. They also tend to raise additional cash to spend as they wish, but others for example may make home improvements, buy a new car, or even take a well deserved holiday. It's your money, so how you spend it is up to you.

Can I get a loan if I have a poor credit rating?

YES you can. Having a bad credit rating does not prevent you from getting a loan. You may be considering clearing some or all of the credit you have (if any) to reduce your monthly credit bills with a single more affordable loan. The majority of our customers do precisely that.

Is my loan application confidential?

YES it is. We take pride in our confidentiality. We are members of the Finance Industry Standards Association (FISA) and are also registered under the Data Protection Act (DPA). We adhere strictly to the confidentiality guidelines set out by FISA, as well as the letter of the law from the Data Protection Register.

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